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Interest rates ticked up to their highest levels of the year amidst rising rates around the globe. While the move here at home has certainly caught everyone’s attention, the bigger story is what is taking place overseas. Let’s break down what happened and look into the week ahead.

This past week, interest rates improved slightly yet remain just above 2026 highs. There are some encouraging developments beneath the surface, but the bond market remains at an important crossroads. Between developments at the Treasury, tame inflation, lower oil prices and a huge week for labor market data, we may be setting up for an important move in rates.

"You don't choose your family. They are God's gift to you, as you are to them." — Desmond Tutu What to Watch: July will be shaped by the balance between steady labor markets, moderating inflation, and shifting Treasury yields. Housing: Modular or manufactured? Discover the biggest differences in construction, financing, and more to decide which option is right for you. Home Improvement: Planning to upgrade your flooring? Find out which options are most likely to boost your home's resale value and withstand the test of time.  Q&A: Don't let hidden title defects surprise you. Find out when title insurance matters the most and whether it's worth the investment.

Mortgage rates finished the week largely unchanged from where they began despite no shortage of market-moving headlines. Geopolitical tensions eased, oil prices continued their retreat, and markets received another glimpse into what may become a different Federal Reserve under Kevin Warsh's growing influence. With rates holding steady through a week packed with developments, let's break down what happened and look ahead to the week to come.

Word of mouth is one of the most powerful ways to earn referrals. When someone recommends a business to a family member, friend, or colleague, it carries a lot of weight. If you're wondering how to encourage more word-of-mouth recommendations, you might want to review your existing workflows. There are a few small behaviors you might not even notice that could prevent referrals. Here's a self-audit checklist you can use to identify and fix these potential issues.

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